Employment letter — from your employer stating your position, salary, and employment status Recent pay stubs — typically the last 2–3 pay stubs Bank statements — showing sufficient funds (3–6 months) If self-employed: Notice of Assessment, business registration, bank statements If newcomer/student: Scholarship letters, proof of funds, sponsor letter if applicable

Most landlords check your credit report through Equifax or TransUnion A score of 650+ is generally considered acceptable for rentals If you have no Canadian credit history (common for newcomers), Brian can help you present alternatives: bank statements, references, offer to pay more upfront Start building credit early: get a secured credit card, pay bills on time

Previous landlord reference (if you've rented before) Employer reference confirming your employment Personal references from trusted individuals (teachers, professors, community leaders) For newcomers without rental history: Brian can help you write a strong introductory letter

In Ontario, landlords can only request first and last month's rent as deposit (no additional security deposit) Last month's rent is held and applied to your final month when you move out Have certified cheques or e-Transfer ready when applying for competitive rentals Budget accordingly: for a $2,500/month condo, you need $5,000 upfront